Dividend and Capital Gain reinvesting is a popular method used by many consumers to build wealth overtime. However, dividend and capital gain reinvestment plans may experience income taxes, lost opportunity cost on those taxes, inflation, estate taxes, and management expenses. When having dividends and capital gains reinvested, consumers should look at strategies to protect those assets from these potential financial erosionary factors. This may be accomplished with little or no-additional-out-of-pocket outlay when using our process.