Unique Perspectives

Business Planning

In many cases, we find that businesses lack proper business continuation plans, or they are not integrated into the personal goals and objectives of a business owner.  A closely held company typically is a business owner's largest asset.  It is vital that the business plan design flows into the personal financial and estate plan.

Estate Planning

Estate Planning is designed to preserve and distribute your wealth properly. Leaving wealth to family, or others, without considerable wealth erosion—may not be an easy task. Valuable Estates have been dramatically reduced because of the lack of Estate Planning. Income taxes, estate taxes, attorney fees, accounting fees, appraisals, penalties, sales charges, and the possible forced sale of assets could reduce one’s wealth while creating frustration and distress to heirs. We provide the framework for a simple and efficient transition of one’s wealth with minimal erosion while still allowing for control and enjoyment of the assets.

Investments*

Our approach cuts through the financial maze to provide a clear, simple, easy-to-follow roadmap that will show you exactly how your assets should be invested, using large, trusted, brand-name fund managers. Risk and personal allocation are thoroughly evaluated to ensure that your portfolio is tailored precisely for you. This process, derived from the lessons learned by Warren Buffett, Peter Lynch, John Vogel and other well-noted investors, will help you design a portfolio which have the ability to outperform most professionals.

* May involve other advisors
Securities offered through Park Avenue Securities, LLC (PAS), Robert Fine and Associates 1101 Worcester Road Framingham, MA 01701, 508-820-9939. PAS is a registered investment advisor and broker/dealer. Liriano Wealth Advisory Group, LLC is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC.
Robert Fine and Associates is a general agency of The Guardian Life Insurance Company of America (Guardian), New York, NY

Guardian does not offer real estate services.

Guardian, its subsidiaries, agents or employees do not provide legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

The Information on this site is intended for the residents of MA. The financial representatives of Liriano Wealth Advisory Group are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Eric Liriano at 617-969-2933.